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How Pay in 4 Works with Zip

With Zip, you can buy now, pay later at all your favorite brands, whether you shop online or in-store.1

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HOW IT WORKS

More ways to pay

Search for your favorite brands or browse our picks

Search for your favorite brands or browse our picks

FEATURES

Exclusively in the
Zip app

Change your payment dates
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Change your payment dates

Greater flexibility in spending means more control over your payment dates. Give yourself some more breathing room with the Zip® app.1

Pay in-store

Pay in-store

You can pay in-store only with the Zip® app. Create a virtual card in the app and then pay using your digital wallet or physical card.1

Earn more spending power

Earn more spending power

You asked, we listened. Now when you make consistent, on-time repayments, you may be eligible to earn spending power increases.1

Earn cashback

Earn cashback

Pay with the Zip® app to earn cashback while shopping for groceries, booking travel, and shopping at your favorite merchants.1